Motorbike Loans - Badger's Saving Tips

As nice as it would be to win millions, it's a one in 14 million chance. Trying to hit the jackpot on a weekly basis can cost more than £100 a year. How many friends can you name who've won more than that in the lottery?

The cost of a second or even third family holiday every year will really rack up. Look ahead: Retiring without any money to take holidays is not a fun prospect.

New music is great and we all like adding to our CD collections. But, do you listen to half the CDs you already have? Try listening to the radio to hear the latest tunes.

A gym membership can cost from £400 to £1000 every year. Be honest: Do you really get value out of it? It's free to go for a run in the park.

A glass of wine after work just two evenings a week can cost more than £260 over a year. Is it really worth it?

Buying a sandwich from your local sandwich shop is more than twice as expensive as making one at home. Home made is healthier, too.

Home improvements have become the home owners' activity de jour. It's also really expensive. Unless it will to add considerable value to your home, you'll be better off digging in the garden.

With plastic in your pocket, it's difficult to resist those impulse buys. If you don't carry it, you can't use it.

Buying a coffee on the way to work each morning can cost more than £360 every year.

A monthly subscription to Sky can cost £500 a year. What did you do before satellite TV?